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3110 S Wadsworth Blvd, Ste 202
Lakewood, CO 80227
(303) 232-3100
Fax: (303) 232-3162
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HOME INSURANCE
Whether you live in a single family home, own a condo or townhouse, or rent an apartment, home insurance is important. It will help replace your property after a loss, but there is so much more to it.

Personal Liability: If someone slips on your icy sidewalk or your normally friendly dog causes injury, liability coverage will help pay for the injured person's expenses.

Identity Fraud Expense Coverage: We see it in the news so often these days - someone used a fake identity to make large purchases, obtain a loan, or see a doctor. All of this can affect your credit without you even knowing it is happening. This coverage helps with the expenses associated with getting your credit back to where it was before. These can include lost income as a result of time taken off work to deal with the fraud, Notary and certified mailing charges, and reasonable attorney fees incurred to defend lawsuits and remove judgments.

Water and Sewer Backup: This option provides coverage for the peril of water that backs up through sewers or drains or which overflows from a sump. Normally, coverage for this peril is excluded in the basic policy.

Protection for Valuable Possessions: Homeowners insurance pays for loss or damage from named perils such as fire or theft. There are coverage options to extend coverage to any peril, subject to stated exclusions, and are available to protect your jewelry, silverware, fine arts, furs, guns and several other valuable items.